Cracking Down on Abusive Debt Collectors

Cracking Down on Abusive Debt Collectors

Have you ever picked up your phone to find an aggressive voice on the other end demanding payments on a debt you know nothing about? You’re far from alone. Once you’re in the sights of a debt collector, the impact on your life can be devastating: Your wages can be...
Lending Dreams

Lending Dreams

Nina Bailey has wanted to buy a home in her adopted city of Detroit for years. Instead, like tens of thousands of other Detroiters, she rents an apartment, where she lives with her two children. Bailey can afford a monthly mortgage payment. She’s got a decent-paying...
Chairman of the Con Man Committee

Chairman of the Con Man Committee

Call me a cynic, but it’s been my experience that when politicians say they’re going to lower your taxes, it’s not your taxes they’re talking about. Take, for example, House Budget Committee Chairman Paul Ryan’s new (actually recycled)...
Where We Dwell Is Changing Fast

Where We Dwell Is Changing Fast

Time to live, Out on my own; But economics Keep me home. Owning your own home makes a lot of sense. Or at least it did, back when workers enjoyed steady jobs and when mortgages were owned by the bank downtown. There’s security in knowing what your monthly...
Separate but Unequal Borrowers

Separate but Unequal Borrowers

Home ownership as we know it could be a thing of the past if a proposed Qualified Residential Mortgage Rule (QRM) takes effect. The proposed rule would be especially damaging to the homeowner aspirations of minority and working class citizens, as I recently explained...
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